Planning-first. Transparent pricing. No Surprises.
Our planning fee is flat and monthly — you know exactly what you're paying, always. While most advisors lead with investments and treat the plan as an afterthought, we lead with planning. We build your financial infrastructure first, around a clear picture of where you want to go. The plan shapes everything. The rest follows.
A structured onboarding process that builds your complete financial plan from the ground up — in five focused meetings.
Four structured annual touchpoints keep your plan alive as your life evolves.
A structured onboarding process that builds your complete financial plan from the ground up — in six focused meetings.
Four structured annual touchpoints keep your plan alive as your life evolves.
How fees work. Financial planning fees at Future Path range from $400–$2,500/month ($4,800–$30,000/year). Most clients fall between $400–$800/month. Households with greater complexity — multi-million-dollar portfolios, multiple properties, business interests, advanced tax & estate planning, or special-needs planning — typically fall between $1,250–$2,500/month. Your exact fee depends on the number of accounts and entities we're coordinating, depth of tax and estate planning required, and the number of outside professionals we're working with on your behalf. I'll always tell you where you fall before we decide to work together. No one gets upgraded mid-process.
* Fees shown are starting minimums. Investment management, when applicable, is a separate 0.65% annual fee — always disclosed before engagement. Legacy Growth Wealth Management LLC (d/b/a Future Path Financial Planning, CRD# 336296) is a state-registered investment adviser with the Florida Office of Financial Regulation. Registration does not imply a certain level of skill or training.
| What You Get | FPFP Membership | Traditional Advisor | Insurance Agent | Robo-Advisor |
|---|---|---|---|---|
| Comprehensive financial plan | ✅ | Sometimes | ❌ | ❌ |
| Transparent, separate fee structure | ✅ | ❌ | ❌ | Partial |
| No commissions, hidden fees, or kickbacks — ever | ✅ | ❌ | ❌ | ❌ |
| Fiduciary standard | ✅ | Sometimes | ❌ | ✅ |
| Major life decision modeling | ✅ | Rarely | ❌ | ❌ |
| No asset minimums or requirement to move assets | ✅ | ❌ | ❌ | Partial |
| Tax strategy (proactive) | ✅ | Rarely | ❌ | ❌ |
| Cash flow infrastructure | ✅ | ❌ | ❌ | ❌ |
| Coordination of 6 Focus Factors | ✅ | ❌ | ❌ | ❌ |
| Quarterly structured reviews | ✅ | Rarely | ❌ | ❌ |
| Estate document creation | ✅ | ❌ | ❌ | ❌ |
"Josh's program helped me to successfully begin planning for my future and set me on a path to financial success." "Josh's program helped me to successfully begin planning for my future and set me on a path to financial success. I feel confident in my saving and spending, and no longer feel the need to stress about my goals. I highly recommend his services!"
"If you're thinking about financial planning and where to start, your answer is Future Path with Josh." "If you're thinking about financial planning and where to start, your answer is Future Path with Josh. Josh has helped me and my wife tremendously with budgeting, stocks, and how to manage our money. He's quick to respond and willing to help on every level. Don't think about it — just do it. I promise you won't regret it."
"Josh is professional and always comes prepared. He gives accurate and tailored advice for your financial needs." "Josh is professional and always comes prepared. He gives accurate and tailored advice for your financial needs. I would recommend him to anyone looking to have a complete financial plan that works for your situation."
"My husband passed away six months ago and my monthly income decreased dramatically. I was feeling overwhelmed and uncertain about my direction." "My husband passed away six months ago, and my monthly income decreased dramatically. I was feeling overwhelmed and uncertain about my direction, often scattered and unsure if I was making the right decisions. I was facing some financial challenges and struggled to find clarity and focus. My daughter recommended that I talk with Josh Scannell, with Future Path Financial Planning. Since working with Josh, everything has shifted. The process has been smooth and supportive, and I've gained much-needed clarity and confidence. The guidance and resources provided truly made a difference in helping me get on track and make smarter choices. I would recommend this to anyone feeling stuck or overwhelmed, especially if you're looking for clear guidance and support. It's perfect for those who want to take control of their situation with a caring and professional team helping along the way. Thanks for helping me find my way! I highly recommend Future Path Financial Planning for anyone seeking positive change."
"Josh is a long time friend of mine that is truly an amazing person. When he told me he was providing financial planning services I said sign me up!" "Josh is a long time friend of mine that is truly an amazing person. When he told me he was providing financial planning services and starting his own business I said sign me up haha. Great person to work with and really helps ensure my finances are in good standing, maximizes what I get out of my money, and ensures we are always aligned financially with my goals in the future. Highly recommend to anyone."
"Before starting my financial journey with Josh, I faced many financial challenges such as undisciplined spending and credit card debt." "Before starting my financial journey with Josh, I faced many financial challenges such as undisciplined spending and credit card debt. Josh sat me down and created my own personalized plan aimed directly at these problems and even some I didn't know I had. He helped me budget, and spend my money in the most efficient way possible using a financial software that has made it so easy for me. He also gives me advice any time I need whether I'm making a big purchase or even a small one. Josh has also helped me create my will and power of attorney which was super quick and easy. Needless to say, I am in the best financial position I have ever been, and this is only month 3! We still have so many things to accomplish but I'm honestly so excited to reach those goals because he's made it feel like I don't even need to worry about my money. I HIGHLY recommend Future Path Financial Planning. Thank you Josh!!!"
Disclosure: The reviews shown above were provided by current clients of Future Path Financial Planning on Google. Future Path Financial Planning did not compensate these clients for their reviews. These reviews may not be representative of the experience of all clients and are not indicative of future performance or results. Future Path Financial Planning, a d/b/a of Legacy Growth Wealth Management LLC, is a registered investment adviser. Registration does not imply a certain level of skill or training.
Disclosure: The testimonials shown above were provided by current clients of Future Path Financial Planning who were compensated for their participation. Because these individuals were compensated and are current clients, they have a financial incentive and an ongoing business relationship that may create a conflict of interest. Their experience may not be representative of the experience of all clients and is not indicative of future performance or results. No testimonial should be construed as a guarantee that any other client will achieve similar results. Future Path Financial Planning, a d/b/a of Legacy Growth Wealth Management LLC, is a registered investment adviser. Registration does not imply a certain level of skill or training.
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