Scattered Success Scorecard | Future Path Financial Planning

Section 1 of 5

Scattered Accounts

Let's start with how your accounts are set up.

Check every statement that applies to your household right now.

You have at least one retirement account (401(k), 403(b), etc.) from a previous job that you haven't consolidated, reviewed, or reallocated in the last 18 months.You couldn't tell someone your total investment balance (401(k)s, IRAs, brokerage, HSAs) within $25K without logging into multiple sites.You can't remember the last time you reviewed or updated your beneficiary designations, even though you've had life changes (marriage, kids, move, job change, etc.).You don't have a single page or dashboard you actually use that shows your complete financial picture (accounts, debts, real estate) in one place.

Section 2 of 5

Decision Paralysis

How do financial decisions actually get made in your household?

Check every statement that applies.

In the past year, you've spent 2+ weeks going back and forth on a major financial or life decision (spouse staying home, buying a home, changing jobs, how much you can safely save/spend, complex tax/retirement moves) without clearly deciding and writing it down.You and your spouse/partner have had the same big-picture money conversation multiple times (move, school, career change, lifestyle shift) without a concrete plan or timeline.When you make big financial or life decisions (house, job change, school, spouse working or staying home), it often feels like an educated guess because you don't have the time or a simple framework to run the numbers.You've postponed creating or updating your will/trust/estate plan because you're not sure where to start or what's appropriate for your situation.

Section 3 of 5

Mental Load & Time Drain

What does managing your money actually cost you?

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You are effectively the "financial quarterback" / CFO of the household — if you stopped paying attention, no one else would really know what's going on, and there's no single professional coordinating your investments, taxes, estate plan, insurance, and cash-flow.You've started and abandoned at least one budgeting or tracking system (app, spreadsheet, envelopes, "bucket" method, etc.) in the last few years.When you ask "Can we afford this?" you mostly go by a rough feeling, not a clear number or written plan.In the past 12 months, you've thought some version of: "We make too much money to feel this disorganized."

Section 4 of 5

Tax Leakage & Missed Opportunities

How proactive is your tax strategy?

Check every statement that applies.

Your tax process is basically reactive: you send documents to a CPA or upload to software and see what the refund or bill is, without a written plan before year-end.You aren't confident you're maxing all the tax-advantaged accounts available to you (401(k), HSA, backdoor Roth, etc.).In the last 3 years, you've had at least one surprise tax bill, underpayment notice, or "why is this so high?" moment when you filed.You have a nagging sense you're leaving money on the table with taxes or benefits, but you couldn't quickly list where.

Section 5 of 5

Cash-Flow Confusion

Where does it all go?

Check every statement that applies — then we'll show you your results.

Your income is strong, but your savings rate doesn't reflect it.You couldn't state your household's average monthly spending within $500 without opening your banking app.You don't have an automated system moving money to savings and investments before you spend.You feel like you're earning more than ever and building wealth slower than you should be.

You're one step away from your results.

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What's Your Scattered Success Score?

Let's start with how your accounts are set up.

How do financial decisions actually get made in your household?

What does managing your money actually cost you?

How proactive is your tax strategy?

Where does it all go?

You're one step away from your results.