Retirement planning should help you make important decisions with greater clarity, not force you into an ongoing relationship before you know whether the process is right for you.
That is why Future Path begins with a flat-fee Retirement Clarity Sprint.
The Retirement Clarity Sprint
The Retirement Clarity Sprint is a structured seven-meeting process designed to help answer the major questions you and your spouse face as retirement approaches:
- When can we realistically retire?
- How much can we spend?
- How should we protect our retirement income from market downturns?
- When should we claim Social Security?
- How should we plan for taxes and healthcare?
- Is our investment strategy aligned with our retirement goals?
- Are our estate documents and financial information organized?
- What should we do first, second, and third?
The process includes a written Personalized Retirement Plan and implementation roadmap covering your retirement income, spending, investments, taxes, healthcare, Social Security, estate planning, values, and goals.
The total fee is $7,500, split into two payments:
- $3,750 at enrollment
- $3,750 when the completed plan is presented
This structure reflects the value of the initial planning work while giving you flexibility after the plan is complete.
More Flexibility and Freedom
The Retirement Clarity Sprint stands on its own. You are not required to move your investments, purchase financial products, or continue into an ongoing relationship.
After receiving your plan, you can:
- Implement the recommendations independently.
- Continue with Future Path for ongoing planning and decision support.
- Use Future Path for optional investment management at 0.49% annually on assets managed.
- Work with another professional to implement specific tax, legal, or insurance recommendations.
If you choose to continue into the Future Path Ongoing Partnership for at least 12 months, the remaining $3,750 payment is waived. Your initial payment is not refunded.
The goal is simple:
Give you a complete retirement plan first, then allow you to decide how you want to move forward.
A flat fee also makes the relationship easier to understand. You are paying for a defined planning process and defined deliverables, not an unclear promise of "ongoing advice." The value is created by helping you coordinate the major decisions that retirement requires.
Future Path is fee-only. We do not receive commissions or kickbacks from financial products, and you are not required to move your money to complete the Retirement Clarity Sprint.
Ready to find out where you stand?
Schedule a complimentary Retirement Clarity Map Call to discuss your situation and see whether the Retirement Clarity Sprint is the right next step.
Schedule a Retirement Clarity Map Call →Stay connected with The Clarity Letter
Weekly financial clarity for high-earning professionals — straight from the playbook we use with clients. No fluff, no product pitches.
Disclosure: Future Path Financial Planning is a d/b/a of Legacy Growth Wealth Management LLC, a state-registered investment adviser with the Florida Office of Financial Regulation. Registration does not imply a certain level of skill or training. This article is for informational and educational purposes only and does not constitute personalized investment, tax, or legal advice. Fees described are current as of the publication date and subject to change; refer to our Form ADV Part 2A for complete and current fee disclosures. Tax preparation, legal advice, document drafting, attorney fees, CPA fees, and investment performance are separate from or not guaranteed by Future Path Financial Planning unless specifically stated in your engagement agreement. Fee-only means Future Path Financial Planning is compensated solely by client fees and does not receive commissions or third-party compensation. You should consult with a qualified professional before making financial decisions.